Tag: Scorecard Risk

Advanced Analytics Machine Learning Predictive Analytics

Credit Risk Scorecard Monitoring and Tracking

Nowadays, Retail Banks are more focused on finding or discriminating the right clients and the wrong ones (Defaulters). From a Credit Risk perspective, a Good Client will be a customer/applicant who has least chances to do default (a low-risk client) i.e. the applicant has low chances to perform default in his obligations. This detection process of identifying or separating a Good & bad applicant/client is where Credit Risk Scorecard comes into play.