Advanced Analytics Machine Learning Predictive Analytics

Credit Risk Scorecard Monitoring & Tracking

Nowadays, Retail Banks are more focused on finding or discriminating the right clients and the wrong ones (Defaulters). From a Credit Risk perspective, a Good Client will be a customer/applicant who has least chances to do default (a low-risk client) i.e. the applicant has low chances to perform default in his obligations. This detection process of identifying or separating a Good & bad applicant/client is where Credit Risk Scorecard comes into play.

Advanced Analytics Machine Learning

Introduction to Reinforcement Learning

Reinforcement Learning is a type of learning algorithm in which the machine takes decisions on what actions to take, given a certain situation/environment, so as to maximize a reward. The difference between supervised and reinforcement learning is the reward signal that simply tells whether the action (input) taken by the agent is good or bad. It doesn’t tell us anything about what is the best action.

Advanced Analytics Machine Learning


Variable reduction is a crucial step for accelerating model building without losing the potential predictive power of the data. With the advent of Big Data and sophisticated data mining techniques,…

Artificial Intelligence

Intel AI Day: Bits & Bytes

Intel organized its own version of AI day on 4th April. For those who couldn’t make it in person, the event was webcast live. Various Intel leaders spoke about the…

Advanced Analytics Machine Learning

Introduction to Principal Component Analysis

Overview The sheer size of data in the modern age is not only a challenge for computer hardware but also the main bottleneck for the performance of many machine learning algorithms….

Machine Learning Natural Language Processing

Chatbot: Not Just Another Software

Conversational AI is positioned to be the next frontier of an engaging consumer experience.We have experienced Google Now and Siri in our day to day lives for some time now and…

Advanced Analytics Natural Language Processing

Enriching Your Data is the Secret to Personalization

Indian Banks today offer a gamut of financial products customized to the lifecycle and lifestyle needs of their retail customers. Credit card is one such product that is targeted towards…

Big Data

Achieving Success With Your Big Data Initiatives – A Vendor’s Perspective

Big data analytics offers revolutionary capabilities but achieving results requires a strategic vision—and a view into how it can create business value. Over the last few years, the term “big…

Machine Learning

Recommender Systems 101

Have you ever given a thought how e-commerce websites show you products with “Customer who bought this also bought this” or how Netflix recommends movies based on your interest or…

Machine Learning Predictive Analytics

Deploying Predictive Models

Over the last decade, we have seen tremendous interest in the application of data mining and statistical algorithms, first in research and science and, more recently across